Checking Accounts

An account that allows you to benefit from both a personal
banker and digital banking

?What do we offer

  Credit limit up to 3 times the salary 

Benefits in securities and foreign exchange fees customized to your activity

Benefits for mortgage holders when opening a current account

How do you open an account?

Opening an account in the app:

• Download the Bank's account management app from the Apple or Android store
• Select "Open a bank account" on the main page of the app
• Follow the instructions for opening an account and start enjoying a personal banker

open an account in the app

Opening an account at the branch:

• Make an appointment with the banker via chat or by calling *8860
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
• 3 months' account statements
• Concentration of balances in another account
• Identity card and stub

• Your personal banker will help you transfer standing orders, payments, and more

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Clarifications

• Receiving the benefit is up to one year from the date the account is opened, subject to the Bank's discretion
• Granting credit and credit cards is subject to the Bank's discretion
• This information should not be considered a recommendation or suggestion to carry out any actions in securities
• The provision of benefits is subject to approval of the mortgage application or receipt of the mortgage by the Bank in accordance with the Bank of Israel's directives and the Bank‘s procedures
• The Bank may change and cancel the benefits at any time

Suitable for those aspiring to advance in the job market



?What do we offer

Gold or platinum credit card from a variety of companies of your choice

Loan to purchase a new vehicle at a preferential interest rate for up to 60 payments

Loan up to NIS 100,000 and a wide payment spread of up to 7 years

How do you open an account?

• Make an appointment with the banker via chat or by calling *8860
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
• 3 months' account statements
• Concentration of balances in another account
• Identity card and stub

• Whether you have opened an account at the branch or in the app, your personal banker will help you transfer standing orders, payments, and more
  

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Clarifications

• Receiving the benefit is up to one year from the date the account is opened, subject to the Bank's discretion
• Granting credit and credit cards is subject to the Bank's discretion
• Failure to comply with the terms of the loan, credit limit ,or to repay debts arising from any use With a credit card, may result in interest charges for late payments and enforcement proceedings
• Providing any type of credit and credit card, type of loan and collateral is subject to the Bank's discretion
• The above is for information purposes only and does not constitute an offer to provide a loan

Suitable for those aspiring to advance in the job market

?What do we offer


Gold or platinum credit card from a variety of companies of your choice

Customized fees for account activity

Loans on preferential terms

?How do you open an account

• Make an appointment with the banker via chat or by calling *8860
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
• 3 months' account statements
• Concentration of balances in another account
• Identity card and stub

• Whether you have opened an account at the branch or in the app, your personal banker will help you transfer standing orders, payments, and more

  ---

Clarifications

• Receiving the benefit is up to one year from the date the account is opened, subject to the Bank's discretion
• Granting credit and credit cards is subject to the Bank's discretion
• Fee benefits subject to the terms of the plan
• Failure to comply with the terms of the loan, credit limit, or to repay debts arising from any use With a credit card, may result in interest charges for late payments and enforcement proceedings
• Providing any type of credit and credit card, type of loan and collateral is subject to the Bank's discretion
• The above is for information purposes only and does not constitute an offer to provide a loan

Getting married soon? Already married? Congratulations! This account is for you

?What do we offer

Benefits in fees when depositing funds into the current account

A loan of up to NIS 50,000 at an attractive interest rate to cover wedding expenses

Benefits for mortgage holders when opening a current account

?How do you open an account 

• Make an appointment with the banker via chat or by calling *8860
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
• 3 months' account statements
• Concentration of balances in another account
• Identity card and stub

• Whether you have opened an account at the branch or in the app, your personal banker will help you transfer standing orders, payments, and more

  ---

  Clarifications
  

  • Fee benefits subject to the terms of the plan
  • Failure to comply with the terms of the loan, credit limit, or to repay debts arising from any use With a credit card, may result in interest charges for late payments and enforcement proceedings
  • Providing any type of credit and credit card, type of loan and collateral is subject to the Bank's discretion
  • The above is for information purposes only and does not constitute an offer to provide a loan
  • The provision of benefits is subject to approval of the mortgage application or receipt of the mortgage by the Bank in accordance with the Bank of Israel's directives and the Bank‘s procedures
  • The Bank may change and cancel the benefits at any time

We invite you to open a business account and benefit from a personal banker who is available for any request and will find the most suitable solutions for your business

?What do we offer

Factoring service for the purchase of current commercial debts

Joining loan of up to NIS 125,000 for a period of up to 60 months

International trade benefits package: help with suppliers, discounts at international shipping companies and more

For your convenience, we have compiled the documents required to open a business account:

1. Identity card of authorized signatories
2. 3 months' account statements and a breakdown of collateral obligations at the current bank
3. Latest audited financial statements
4. Current reports (from the date of the last audited report to the date of the application): trial balance, VAT reports, National Insurance reports
5. Basic documents of a corporation (in original form, or a true copy
certified by an attorney):

• Regulations
• Memorandum (if any. After 1.2.00 no memo)
• Date of registration with the appropriate registrar
• Special resolutions discussing changes to the regulations (if any)
• Minutes for granting credit
• Minutes of opening a corporate account
• Corporate statement on controlling shareholders

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  Clarifications
  
  
• The above is for information purposes only and does not constitute an offer to provide a loan
• Failure to repay the loan may result in interest charges for late payments and enforcement proceedings
• The benefits package is intended for new customers or those with new foreign trade activity only
• The Bank or business partners may cancel the benefit at any time

Suitable for soldiers up to the age of 21.5 who are in regular service, HeSder Yeshiva students and National Service volunteers

?What do we offer

 Full exemption from fees: minimal management fees, direct channel transaction fees, and teller transaction fees

Release loan of up to NIS 10,000 for a period of up to 18 months without fees

10 checkbooks per year free of charge

?How do you open an account 

• Schedule an appointment with the banker at the branch in a way that is convenient for you - via chat, WhatsApp or phone
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
•  Immigrant Certificate (if necessary)
• Military service ID or National Service Certificate or Call-Up Notice
• For a National Service volunteer: a certificate or confirmation from one of the following organizations: "Bat Ami", "The Association for Volunteering in Israel", "Aminadav", "Shlomit" or "Shel"

• Even if you have opened an account at the branch or in the app, your personal banker will help you transfer standing orders, payments, and more

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  Clarifications
  
  
• Granting credit and credit cards is subject to the Bank's discretion
• The Bank may change the terms at any time and without prior notice
• Fee benefits subject to the terms of the plan
• Failure to comply with the terms of the loan, credit limit, or repayment of debts arising from any use of a credit card, may result in interest charges for late payments and enforcement proceedings
• The above is for information purposes only and does not constitute an offer to provide a loan

Suitable for those under the age of 35 who are pursuing a bachelor's, master's, or doctoral degree at an accredited academic institution, or engaged in practical engineering studies


 

?What do we offer

Exemption from fees for 3 years on banking transactions for those opening a new account at the Bank, which does not apply to an account enrolled in the Fee Plan

Special credit line of up to NIS 10,000 overdraft at preferential interest rate

Paying tuition at Bar Ilan digitally without fees or queues

?How do you open an account 

• Make an appointment with the banker via chat or by calling *8860
• Come to the meeting at the branch and bring the following documents:

• Latest payslips
• 3 months' account statements
• Concentration of balances in another account
• Identity card and stub

• Whether you have opened an account at the branch or in the app, your personal banker will help you transfer standing orders, payments, and more

  ---

  Clarifications
  
  
• Fee benefits subject to the terms of the plan
• Valid for individuals under the age of 35, pursuing a bachelor’s, master’s, or doctoral degree at an accredited academic institution recognized by the Council for Higher Education, or engaged in practical engineering studies in Israel, and who present a valid proof of enrollment or student ID card issued in Israel
• Granting credit and credit cards is subject to the Bank's discretion
• The Bank may change the terms at any time and without prior notice