Financial Reports 2nd Quarter 2022
Net profit in the second quarter of 2022: NIS 1,053 million
Compared to NIS 988 million in the corresponding period last year
Increase of 6.6%
Net profit in the first half of 2022: NIS 2,207 million
Compared to NIS 1,664 million in the corresponding period last year
Increase of 32.6%
Accelerated growth in credit to the public:
Amounted to NIS 298.2 billion at the end of the first half
Increase of 17.3% compared to the corresponding period in 2021;
In the first 6 months, the credit portfolio increased by NIS 27 billion
This amount is higher than the total increase in the portfolio in all of 2021
Return on equity in the second quarter: 19.4%
Return on equity in the first half: 20.6%
Cost-Income Ratio in the second quarter: 45.0%
Cost-Income Ratio in the first half: 44.1%
Dividend distribution of NIS 316 million – 30% of
the second quarter's profit
Further Information
Financial Reports (PDF)
Risk Management Report (PDF)
Key Features of Equity Instruments (PDF)
Analyst Presentation (PDF)
Conference call (22:53 min.)