Financial Reports 3rd Quarter 2018

13 November, 2018

Financial Highlihgts

Net profit in the third quarter: NIS 454 million

Compared to NIS 261 million in the corresponding period last year*

73.9% growth

Return on equity in the third quarter: 13.4%

Net profit for the first nine months: NIS 1,004 million**

Compared to NIS 982 million in the corresponding period last year

Financing revenues in the third quarter: NIS 1,341 million

Compared to NIS 1,072 million in the corresponding period last year

25.1% growth

Loans to the public at the end of the quarter: NIS 189.8 billion

An increase of 6.3% compared to the corresponding period last year

Tier I capital ratio: 10.11%

Cost-income ratio in the third quarter: 54.5%

* Results of the third quarter of 2017 include extraordinary salaries expenses amounting to NIS 160 million (NIS 104 million in terms of net profit) with respect to the new collective agreement at the Bank for 2016-2021.

** Results of the first nine months of 2018 include an additional provision amounting to NIS 425 million, recorded in the second quarter, with respect to the US DOJ investigation


Further Information

​​Press Release​ (PDF)

​Financial Reports (PDF)

Analysts Presentation (PDF)

Risk Report ​(PDF)

Key Features of Equity Instruments​​​​ (PDF)

Confrence Call​ (16.21 min.)​ 


Further Information - Accessible Files

​​Press Release​ (PDF)

​Financial Reports​​​ (PDF) 

Analysts Presentation​​ (PDF) 

Risk Management Report ​​​(PDF)

​Key Features of Equity Instruments​​​​ (PDF)

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