Financial Reports Annual 2021

Net profit in 2021: NIS 3,188 million
98.0% growth

Return on equity in 2021: 15.8%

Total financing revenues excluding Union Bank: NIS 7,164 million

Cost-income ratio: 54.0%

Net profit for the fourth quarter: NIS 679 million

Dividends to be distributed: NIS 271.6 million

Further Information

​​Press Release (PDF)

​Financial Reports (PDF)

Risk Management Report​​​ (PDF)

Key Features of equity instruments​​​​ (PDF)

Analysts Presentation (PDF)

Conference Call (27.05 min.)