Financial Reports Annual 2015

25 February, 2016

Financial Highlights

Net profit in 2015: NIS 1,134 million

compared to NIS 1,092 million in 2014


Shareholders' equity: NIS 11,847 million

Compared to NIS 10,797 million in the corresponding period last year

9.7% growth


Return on equity in 2015: 10.0%

given the aforementioned growth in shareholders' equity

compared to 10.6% return on equity in 2014


Financing revenues from current operations: NIS 3,809 million

compared to NIS 3,462 million in 2014

10.0% increase


Loans to the public as of the end of 2015: NIS 159,204 million

Compared to NIS 147,569 million in the corresponding period last year

7.9% growth

Tier I capital ratio as of December 31, 2015: 9.50%

Dividend amounting to NIS 36 million to be distributed with respect to fourth quarter earnings


For additional information: Bank Spokesperson: 03-7559227 


Further Information

Press Release (pdf 55 kb) 

Financial ​Reports (pdf 3.15 MB)​​

Analysts Presentation​ (pdf 548 kb)

Confrence Call​ (30.33 min.)


Additional Disclosure Pursuant to Basel 3 Pillar 3

2015 Risk Management Report (pdf 639 kb) ​

Main features (pdf 126 kb)

Main features annual 2015 Updated January 31, 2016 (pdf 99 kb)


To view the reports, please verify you have the latest version of the Acrobat software​.

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