financial reports 2nd quarter 2025

14 August, 2025

Net profit in the second quarter of 2025: NIS 1,453 million
Compared to NIS 1,452 million in the corresponding quarter last year


Return on equity in the second quarter: 17.8%


Cost-Income Ratio in the second quarter: 34.9%


Net profit in the first half of 2025: NIS 2,743 million
Compared to NIS 2,724 million in the corresponding period last year


Return on equity in the first half: 17.0%


Credit to the public: As of June 30, 2025: NIS 376.7 billion
Compared to NIS 337.7 billion in the corresponding period last year
An increase of 11.5% 


Deposits from the public: As of June 30, 2025: NIS 417.4 billion
Compared to NIS 373.6 billion in the corresponding period last year
An increase of 11.7% 


Dividend distribution of NIS 726.5 million - 50% of the second quarter's profit


Further Information

​​Press Release

Financial Reports​ (PDF)

Risk Management Report​​​​​​​​ (PDF)

Key Features of Equity Instruments​​​​​ ​(PDF)

Analyst Presentation​​​​​​​ (PDF)

Conference Call (12:46 min.)