Financial Reports Annual 2025

Net profit in 2025: NIS 5.63* billion
Compared to NIS 5.45 billion in 2024
3.2% increase

Return on equity in 2025: 17.0%

Cost Income Ratio: 35.9%

Loans to the public: NIS 400.5 billion
Compared to NIS 358 billion in 2024
11.9% increase

Deposits from the public: NIS 448.4 billion
Compared to NIS 393.4 billion in 2024
14.0% increase

Dividend to be distributed: NIS 702 million
50% of profit in the fourth quarter of 2025

*Net profit excluding the special tax and the voluntary benefits outline amounted to NIS 6 billion

Further Information

​​Press Release (PDF)

​Financial Reports (PDF)

Risk Management Report​​​ (PDF)

Key Features of equity instruments (PDF)

Analysts Presentation (PDF)