Financial Reports 2nd Quarter 2021

16 August, 2021

Net profit in the second quarter of 2021: NIS 988 million
Compared to NIS 360 million in the corresponding period last year
174.4% increase

Return on equity in the second quarter: 21.3%

Net profit in the first half of 2021: NIS 1,664 million
Compared to NIS 717 million in the corresponding period in 2020
And net profit of NIS 1,610 million for all of 2020

Return on equity in the first half: 17.7%

Loans to the public in the first half: NIS 254.2 billion
Increase of NIS 8.7 billion compared to end of 2020
Annualized growth rate of more than 7%

Deposits from the public in the first half: NIS 294.4 billion
Increase of NIS 10.2 billion compared to end of 2020
Annualized growth rate of more than 7%

Cost-income ratio:
In the second quarter of 2021: 50.4%
In the first half of the year: 52.8%

Dividend distribution of NIS 483 million -
30% of 2020 Bank earnings

For additional information, Bank Spokesman: 03-7559227 shoukron_b@umtb.co.il