Financial Reports Annual 2022
Net profit in 2022: NIS 4,472 million
Compared to NIS 3,188 million in 2021
Increase of 40.3%
Return on equity in 2022: 20.1%*
Compared to 15.8% in 2021
Cost Income Ratio: 45.2%*
Net profit in the fourth quarter: NIS 1,087 million
Compared to NIS 679 million in the corresponding period last year
Increase of 60.1%
Return on equity in the fourth quarter: 18.5%
Dividend distribution of NIS 326.1 million
30% of profit in the fourth quarter of 2022
Total dividend with respect to 2022 profit: NIS 995.4 million
* Excluding the effect of capital gain-return on equity in 2022: 19.0%; Cost-income ratio: 46.4%
Further Information
Press Release (PDF)
Financial Reports (PDF)
Risk Management Report (PDF)
Key Features of equity instruments (PDF)
Analysts Presentation (PDF)
Conference Call (19.04 min.)
