financial reports 2nd quarter 2024

Net profit in the second quarter of 2024: NIS 1,452 million
Compared to NIS 1,398 million in the corresponding period last year
3.9% increase

Return on equity in the second quarter: 19.9%

Cost-Income Ratio in the second quarter: 34.6%
Compared to a ratio of 38.1% in the corresponding period last year

Loans to the public as of June 30, 2024: NIS 337.7 billion
Compared to NIS 316.9 billion in the corresponding period last year
6.6% increase
and compared to NIS 325.3 billion at the end of 2023
Average annual growth rate of 7.6%

Deposits from the public as of June 30, 2024: NIS 373.6 billion
Compared to NIS 345.2 billion in the corresponding period last year
8.2% increase
and compared to NIS 358.6 billion at the end of 2023
Average annual growth rate of 8.4%

Dividend distribution of NIS 580.8 million - 40% of the second quarter's profit

Press Release (PDF)

Financial Reports​ (PDF)

Risk Management Report​​​​​​​​ (PDF)

Key Features of Equity Instruments​​​​​ ​(PDF)

Analyst Presentation​​​​​​​ (PDF)

Conference Call (13.17 min.)